Mortgage calculator

Calculate your repayments

Here is a quick and easy way to calculate your monthly mortgage payments. Simply enter the amount you wish to borrow, the term over which you intend to pay it off and the interest rate. Then click the 'Calculate' button.

Mortgage required
(omit commas)
Repayment period
(omit commas)
Interest rate
(enter 10% as 10)
Monthly repayment
(omit commas)
(Interest only)
But be careful, at 12% it will be:
(Interest only) £   

Your results

The first figure gives the total monthly payment for a straight repayment mortgage, including both interest and payment towards the capital loan amount. This reduces the amount owed on the capital, month by month. The second figure shows the amount of interest payment only.

Anyone opting for an interest-only mortgage, such as linked to an endowment, ISA or pension savings policy, will need to add the cost of the monthly premiums of the policy to the interest figure above. On maturity the savings policy is intended to pay off the capital loan

These figures are only a guide. We recommend that you obtain exact figures from a specific lender before committing to any mortgage.

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For more information please call Cathedral Financial Planning on:


01943 328 165


07999 196984


Cathedral Financial Planning (Uk) Ltd is an Appointed Representative of the Financial Advice Network Ltd, which is authorised and regulated by the Financial Conduct Authority no.430769.