Services

You have a greater chance of achieving your lifetime goals and obtaining financial security if we look at every aspect of your finances. However, we do recognise that some clients only want advice in one area and we can provide this service if this suits you.

 

We aim to be your trusted source of advice in all areas relating to finances:

 

Investments

 

Today there is a bewildering range of savings and investment vehicles and options available to the investor. Building an investment portfolio must take into account, tax opportunities and implications, attitude to risk and reward and balancing it to the need for income, growth or both.

 

Following a detailed personal review of your current financial position, aspirations and objectives, we will assess all of the above factors with you before making recommendations for your asset portfolio. Wealth creation and management is an ongoing process and we will look to meet regularly to ensure the best chance of your objectives being met.

 

Inheritance Tax Planning

 

This is a major concern for many of our clients and we have yet to meet someone who wants to line the chancellor's pocket on their death! An inheritance tax liability can be reduced or avoided by efficient and early planning.

 

Note that IHT planning is not currently regulated by the Financial Conduct Authority.

 

Pension & Retirement Planning

We are often introduced to clients who are about to retire and need advice on what to do with their accumulated pensions in order to maximise the opportunities available to them. Forward planning is essential if we are to achieve the lifestyle in retirement that we hope for.

 

Protection

Protecting ourselves and our families from the tragedies that can often strike is a cornerstone of any financial plan. We can help you secure the future and protect against many unexpected events that cannot be predicted.

 

Residential Mortgages  

Buying a property is a huge step at any stage. We research the whole of the market and recommend the best mortgage solution for your needs. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £195 and is payable on application of your mortgage.

Note that your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release - (also known as Lifetime Mortgages)

If you are over 55, own your own home and want to consider Equity Release as a way to unlocking the door to a more comfortable retirement we have a qualified equity release specialist who will explore this avenue with you. You will need to think carefully about this information about this information before deciding whether you want to go ahead. If you are at all unsure about which Equity Release transaction is right for you, you should ask your adviser to make a recommendation. To understand the features and risks please ask for a personalised illustration.

There will be a fee for Equity Release advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 and is payable on application of your lifetime mortgage.

 

 

For more information please call Cathedral Financial Planning on:

Tel:

01765 278709

Mobile:

07999 196984

email:

info@cathedralfp.co.uk

Cathedral Financial Planning (Uk) Ltd is an Appointed Representative of the Financial Advice Network Ltd, which is authorised and regulated by the Financial Conduct Authority no.430769.